No. 5.1.4 5.1.5 Indicative action Implement the Financial Inclusion Roadmap Reducing mobile payment service charges so that mobile money can be used for micro payments. Expected outputs 2. Mobile money payments into accounts with banks and other financial service businesses; 3. Credit and debit card payments including MPU’s ATM/debit card; 4. Inter-bank money transfers and payments at a national level, and at an international level through participation in the Asian Payment Network; 5. Inter-bank settlement. 1. Continued extension of rural availability of financial services through mobile financial services, recruitment of agents, and awareness and skills training around mobile financial services for prospective users of such services. (check that this action is in the Roadmap) 2. Interoperable and integrated digital financial services will be established through Digital Financial Service partnerships between financial services businesses. 3. State owned banks will provide banking services in rural areas. Mobile payment accounts can be used to pay bills and transfer money to any other account through the MPU switch and CBM-NET. Priority level Supported by: Related strategies services businesses High CBM Financial Inclusion Roadmap High Charges levied on mobile money transactions are cost oriented. 5.1.6 Streamline regulatory environment (licensing included) for providers of financial services and payment service providers at both central and state levels. Grey zone operations of payment services are discouraged, boosting trust and credibility of other licence providers. 37