Further, banks and other financiers need to understand the e-commerce opportunities and pitfalls in order to evaluate investment risk. In Myanmar, that understanding will be in short supply in the traditional banking sector. Therefore, there is a requirement for: Goal 5.2: A financial services sector that is fully able to invest in e-commerce businesses with full knowledge of the risks and opportunities arising. Relationship to other strategies In the Myanmar context, these requirements entail the implementation of the CBM-NET Phase II, This will ensure the interoperability of payment services of all kinds, and the integration of these products with related financial products. The requirements also entail that the Financial Inclusion Roadmap is followed so that financial services are available in rural areas and a credit bureau is established. However, in addition, there is a need for training and support for staff in the financial services sector so that they are able to advise customers about suitable financial services and to enable them to evaluate investment risk and opportunity. No. Indicative action Expected outputs Priority level Supported by: Related strategies Goal 5.1: A payments system that enables electronic payments to be made anywhere there is a mobile network that is available to all and used by a majority of people aged over 15 years of age. 5.1.1 Establishment of a digital identity for everyone in Myanmar. A digital identity is already needed to access many services including digital financial services. However, there are particular issues relating to the extent of the roll out of the Digital ID card and pre-registration of mobile phone SIMs, which are often used to establish identity. Universal access to financial services. Access to financial services by individuals in border areas and other remote areas. High MoLIP in conjunction with the Norwegian Refugee Council Therefore, several actions are needed. 35