4.2 qualitative effect (1) Establishment of a business operating system CBM’s establishment of business operating system (organisational structure, segregation of duties, definition of authority, adequate staff retention, etc) related to CBM-NET and MCH is confirmed by organisational chart and on-site verification. Compared with the 1st. Development, it is not required to change the existing organizational structure for the business and system operation of the 2nd Development, but required to establish additional business and system organizational functions. For example, followings are expected to be arranged, for more, detail will be discussed in the business planning. • Organizational structure for cheque truncation operation. (for the time being, it is required to operate cheque truncation and Mechanical Clearing House (hereinafter “MCH”) in parallel. • Organizational structure for disaster recovery. (Set up the Head office for the disaster recovery, establishment of the alternative organizational structure, business flow, and rule when all the business function of Yangon branch has suspended, and etc.) • Establish organizational structure and functions in accordance with the additional system functions such as Straight Though Processing (hereinafter “STP”), Liquidity saving features (hereinafter “LSF”), and Automated Clearing House (hereinafter “ACH”). • Establish business flow, monitoring organization, and responsibility of the relevant organization for alert and dash-board system functions. • Establish organizational structure in accordance with the enhancement of operation hours for transaction data input. The establishment of the organization will be confirmed though the running tests of the system which will be conducted in the actual organization. (2) Establishment of a system maintenance management structure Confirm the construction of a system maintenance structure (made up of system-related department within CBM and of outsourced system-related contractors) shall be emphasized in the 2nd Development. First, as for disaster recovery, it is necessary to confirm the followings by reviewing the organization chart in the operation manuals as an output of manual preparation, and observing the actual assignment of the staffs in the running test. • Establishment of the organizational structure of CBM for disaster recovery site. • Establish the judgment for the recovery site, authority, and approval process. • Establish the system evacuation process to the recovery site. • Establish the communication process and rue with FIs. • Plan the regular evacuation drill. 4