At commercial banks that shifted to STP, it used to be required to enter settlement information into CBM-NET after the internal payment process. Operation efficiency improves because these tasks are automated by STP. In addition, CBM-NET also supports the international standard format, so it is easier to design procedures when processing received messages at the bank. Moreover, optimization of work (such as the efficient use of deposit by introduction of LSF, reduction of re-sending instruction by queueing function, avoiding of manual works by introduction of automatic data exchange function) will be offered to all FIs in Myanmar.  Improvement in system availability: Since CBM-NET's business continuity site for disaster recovery is prepared, even if the main site in Yangon suffered damage, the data center in Nay Pyi Taw can take over the settlement processing; thus, the commercial banks can continue settlement. The development of FI’s DR site will be promoted by the implementation of CBM’s DR site since it will provide the direction for the development.  Improvement of the implementation status of Principles for financial market infrastructures (PFMI): CBM and some commercial banks will secure the operational safety of settlement through the development of disaster recovery sites and backup systems. This is not just an improvement of the information system, but also a review including the system and procedure of the administrative operation. Such arrangement will lead to a reduction in settlement risk pointed out by PFMI. In particular, the “Principle 15: General business risk” requires monitoring and control for business continuity, it contains the stability of ICT system in the broad sense. In addition, the system redundancy provided by this project will meet “Principle 17: Operational risk”.  Revitalization of interbank transactions (increased transactions in the money market and the capital market): The money market will be revitalized because of the progress of lending and borrowing between FIs, and so capital procurement by FIs and x